High Risk Holdings - The Leading High-Risk E-Commerce Payment Provider
+1 (888) 218-4818

The Leading High-Risk
E-Commerce Payment Provider


Fast Approval Rating
Competitive Prices
Chargeback Protection Programs

About us

We are proud to be one of the most progressive merchant providers in the card-not-present environment.

High Risk Holdings has been a leading provider of global electronic payment and risk management solutions for card-not-present merchants. We provide businesses with an online merchant account and payment gateway to accept credit card payments including Visa, MasterCard, Discover, American Express, JCB and Diners. With over 25 years experience in the Payment Industry and a team of Certified Payment Professionals, we understand that different companies have different payment processing requirements and needs.

We have spent the past decade in the high risk space formulating and strengthening our network of domestic and international partners to provide solutions suitable for nearly every type of legal high-risk business. Whether your business is in need of credit card processing, ACH processing, check service or any other payment solution, we customize a high risk merchant account by selecting the best partner options to suit your exact needs. An account specialist will be happy to assess your needs and answer your questions without obligation.

We first come to understand your business. Then we offer solutions & services to meet your business requirements to combat any issues you may be currently experiencing or what you may experience. As a brokerage firm, it provides us with the advantage of establishing solid relationships with a variety of acquiring banks that have specific appetites for particular vertical markets. Due to our long history with our partners, we are able to negotiate the best rates and fees for your business. Our goal is to provide solutions that will facilitate long-term success for your business.

Our unique team of industry experts will work hard to establish and maintain your accounts, for we are not interested in short-term solutions. We pride ourselves on our transparency and honesty.

We also believe through education, merchants feel more confident about our services as they come to appreciate the real value we bring to their business. Our commitment to creating long-term solutions with exceptional customer service is demonstrated by our diverse portfolio, for we work to build long lasting relationships with our clients to help them achieve their long-term goals.

Furthermore, compliance and security are two of our main priorities. In order to protect our merchants and their information, we support the most up-to-date technology to process transactions from start to finish, safely and securely. We also provide our merchants with comprehensive reporting tools that provide easy and secure web access to view transaction and payment history 24 hours a day, 7 days a week.

1. Contact High Risk Holdings. You will talk to an experienced account specialist who understands credit card processing in the card-not-present space. Our work process starts with understanding your business and the challenges you are faced with or could potentially be faced with. We scrub your site, offer suggested changes, in order to package your account to be appealing to an acquiring bank.

2. Get Pre-Approved. Our trusted network of acquiring banks both domestically and offshore provides us with the greatest opportunity of getting your business Pre-Approved.

Combining good old-fashioned hard work from some of the most experienced people in the industry, with the latest technology and tools available for your vertical market, our team can start to make things move.

3. Approved and Processing. Once approved by an acquiring bank, we can have your website up and processing in a matter of days with daily and weekly payouts. Once you are processing, we will continue to support and work with you to help you achieve your long-term goals. At the end of the day, your success dictates our success!



  • Adult Businesses
  • Airline and Jet Charters
  • Bad Credit
  • Bail Bonds
  • Betting Advice
  • Binary Options
  • Business Opportunities (“Biz Op”)
  • Casino and Gambling
  • Cigarettes, Pipes, Tobaccos
  • Collection Agencies
  • Collector Coins & Stamps
  • Continuity
  • Credit Repair
  • Debt Consolidation
  • Diet Programs
  • Direct Response
  • Educational Seminars
  • E-Cigarettes & Vaporizers
  • Escort Services
  • Extended Warranty & Protection
  • Forex Websites
  • Fortune Tellers
  • Gambling Advice
  • Gift Card & Certificate Websites
  • Gun & Firearm Stores
  • Hair Restoration Services
  • High Volume Merchants
  • Internet Art Sales
  • Internet Electronic Sales
  • Internet Jewelry Sales
  • Internet Paraphernalia
  • Moving Companies
  • Multi-level Marketing (MLM)
  • Negative Option/Renewal
  • Network Marketing
  • Nutraceuticals
  • Online / Internet Gambling
  • Online Dating
  • Online Exercise Equipment
  • Online Herbal & Vitamin
  • Online Legal Forms
  • Online School & Education
  • Online Smoke Shops
  • Pawn Shops
  • PC/Tech Support & Software
  • Penny Prepaid Cards
  • Poor Credit Merchants
  • Recurring & Re-bill Models
  • Refinance Kits
  • Social Networking Websites
  • Sports Betting
  • Subscriptions & Memberships
  • Telecommunications
  • Telemarketing
  • Ticket Broker Sales
  • Time Share Sales
  • Trial Offers
  • Water Purifiers
  • Web Design & Hosting


    "High Risk Holdings took a highly consultative approach to setting up my e-commerce merchant account. I own a nutraceutical company and chargebacks are more prevalent then in other industries. High Risk Holdings set me up with solutions to mitigate chargebacks and alleviate risk to my merchant account."

    Manhattan, NYC

    5 star rating

    "High Risk Holdings took the time to understand my business model and to educate me on merchant processing. Other Brokers I worked with just asked me to fill out multiple merchant apps and hoped for the best. It was a breath of fresh air to work with a company that knows how to package merchant apps for acquiring banks. I will not work with any other company than HRH."

    Los Angeles, CA

    5 star rating