High Risk Processing Made Easy!

We offer customized payment solutions tailored to meet your business needs. Hard-to-place merchants, we love it!

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Regardless of why your business has been labeled “Hard-to-Place”, our Bank relationships for over two (2) decades understand and welcome such accounts.
Fraud & Chargebacks
Types of Products And Services
Recurring Payments
Reputational Risk
Monthly Sales Volumes or Transaction Value
Credit Score
Why choose High Risk Holdings as your High Risk Merchant Provider?
Specialized in high risk
We offer merchant accounts to all business types in high risk categories.
99% Approvals
Having trouble getting approved for your high risk merchant account? Did you know we approve 99% of all applicants!
Fast Approval Guaranteed
We understand time is money. Our smooth and efficient boarding process will have you processing quickly! Apply today.
High Risk Payment Facilitator (PayFac)
A Payment Facilitator (PayFac) for High Risk merchants
We specifically have a unique domestic PayFac solution for High Risk Merchants. A list of some of the benefits:
Seamless Onboarding. Less stringent on underwriting requirements.
A Dynamic Descriptor (your company name on your client’s bank statement)
No Reserve, which is normally 5-10%.
Onboard TMF or Match merchants.
Onboard Restricted or Prohibited Merchants.
Onboard ALL Legal Businesses.
Simple Flat-Rate Pricing.

By leveraging the services of a PayFac, those considered high-risk or even prohibited merchants can benefit from a fast, hassle-free onboarding experience, so you can start accepting payments right away.  Our solution will get you up and running quickly without the need for lengthy underwriting. Also, you’ll enjoy the ease of flat-rate pricing, support of a wider variety of eCommerce platforms, robust security, support of recurring billing and PCI Compliance. Our PayFac solution ensures a smooth and efficient onboarding process without compromising on quality, while receiving white-glove customer support.

Everything your business needs to accept payments:

It’s crucial to offer your customers multiple payment options, including credit cards, debit cards, eCheck, ACH, cryptocurrency, PIN-based payments for cannabis, and gift cards. This flexibility ensures a seamless and convenient payment experience, catering to diverse customer preferences. By accommodating various payment methods, you not only enhance customer satisfaction but also increase the likelihood of completed transactions, thereby boosting sales. Moreover, providing multiple payment options can attract a broader customer base, reduce cart abandonment, and foster customer loyalty. Ultimately, offering diverse payment methods helps your business stay competitive in a fast-evolving market.

We are all about Transparency….
Credit Cards
Debit Cards
Pin-based for Cannabis
Gift Cards
Fraud & Chargeback Prevention
Seamless Integrations with Shopping Carts and tools:
We have both plugins and APIs to connect your shopping cart.
Secure API Integrations
We have access to dozens of gateways that are suited to a merchant’s requirements.

A payment gateway acts as the bridge between the merchant and the payment processors, ensuring that transactions are conducted securely, efficiently, and in compliance with industry standards. Different payment gateways offer varying features and services, and the choice of a gateway can significantly impact a business’s operations. By leveraging their expertise, network, and resources, High Risk Holdings can help high-risk merchants navigate the complexities of payment processing and choose a gateway that aligns with their business needs and goals.

Independent Software Vendor (ISV) – Monetize Payment, Boost Your Revenues

Our DEV Team can integrate directly with ISV’s software. This integration enhances the value of ISVs’ offerings by including a seamless onboarding experience for their Clients merchant account. Partnering with us allows ISVs to monetize their solutions more effectively, creating a profitable revenue-sharing model. This collaboration lets ISVs focus on core competencies, while we handle the payment processing, driving mutual growth and success.

Our Merchants love us!

We provide our merchants with white-glove service because at the end of the day, their Success is our Success!

High Risk Holdings took on a consultative role in making sure my business was set up for Success. They have always been responsive to any assistance l may need. I would not trust my business with any other provider.

Eric, Debt Consolidation merchant.
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