We are geared towards high risk merchants and can have you accepting payments in no time.
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Features & Benefits
By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.
Start Accepting
As a high risk merchant, accepting echecks is the easiest and the fastest routes to get in business.
Save Money
The fees are considerably lower than what a high risk credit card merchant processor will give to you.
Verified Payments
We take extreme measures including calling up the banks to verify funds availability, account status, payer background before we let the echeck hit your bank account.
Unlimited processing
Unlike a credit card processor, you can virtually process unlimited volume with echecks. We will scale up as per your sales.
Simple Pricing
Get started for free. No complex fee structures. No commitment. Lower costs, too.
Awesome Support
Talk to people, not robots. Personalized training and support means your satisfaction is guaranteed.
What’s eCheck
An eCheck (electronic check) is a form of online payment where money is electronically withdrawn from the payer’s checking account, transferred over the Automated Clearing House (ACH) network, and deposited into the payee’s checking account. With an eCheck merchant account, a business can withdraw payments for a good or service directly from their customer’s bank account. The payment must be authorized by the customer, either by signed contract, via a recorded voice conversation, or acceptance of an internet based “Terms and Conditions”.
Give your customers the flexibility
they deserve
Now take the payments from almost all US banks.
Advantage Of eChecks
SOLUTIONS FOR YOU
Check 21 transactions are governed by check laws and the Uniform Commercial Code rather than ACH rules and regulations set by the ACH governing body, NACHA. If your business struggles with the ACH ratios for returns and revokes, Remotely Created Checks are a good option for you.
FASTER SETTLEMENT
You control your settlements. Funds can be settled directly to your bank account the next day. No hold times or reserves required.
FLEXIBILITY
ACH rules require revoked transactions (chargebacks) to remain below 0.5% and returns under 15%. Check 21 does not have this limitation, giving you greater flexibility on both revokes and returns.
WIDER COVERAGE
Both ACH & Check 21 transactions are accepted by large US banks. Check 21 expands your coverage to include transactions from credit unions, savings & loans, small banks, brokerages, and checks drawn on credit card accounts.
ENHANCED DESCRIPTORS
Check 21 allows more characters to be used on the descriptor than ACH transactions. Details of a Check 21 transaction appear on consumers’ bank statements in the same place as a paper-check transactions. This helps consumers to easily remember the transaction, decreasing risk of revokes.
Talk to our technical support team?
Call +1 888-218-4818
24×7 Customer service available to serve you better.
